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EXPERTISE

Learn More about our Strategies, our Skill Sets and our Systems

Offerings
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  • Borrowings & Trade Finance

  • Investments & Loans

  • Forex & Derivatives

  • Finance & Cash Management

Our expertise lies in developing smart and innovative solutions in any, or all, of four operational areas in TRM. Using a specially developed proprietary platform we deliver intuitive analytics, seamless business processes and advanced risk management thus transforming finance and treasury management for our customers.

OFFERINGS

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Borrowings & Trade Finance

Components: 

  • Bank Debt

  • Market Debt

  • LCs, International trade & Supply Chain finance

  • Others

 

Areas covered: 

Bank Loans, Debentures & Bonds, CP, CC, Working Capital, Non-Fund Based LC/BG, Supply Chain Finance, Buyers Credit / Packing Credit (India) and Usance / UPAS LCs (international market), LC discounting and off-balance sheet finance

 

Deliverable Outcomes:

  • WA Interest Cost, Repayment Planning, FX Valuation

  • Limit Management, Ratings Management, RBI Compliance

  • BENPOS Integration / CP Documentation

  • Accounting Integration, Integration with Cash Flow Planning

  • Report Bank with 50+ Reports

  • Maturity tracking/roll-overs, Fee calculation, Covenant Management

Borrowings & Trade Finance
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Investments & Loans

Components: 

  • Deposits

  • Mutual Funds

  • Bonds & Securities

  • Equity Pref Shares

 

Areas covered: 

Fixed Deposits, Inter-corporate Deposits, Mutual Funds (Overnight / Liquid, Long-duration, Fixed Maturity), Corporate Bonds, Govt Securities, T-Bills, Non-Convertible Debentures (NCD), Zero Coupon Bonds, Commercial Paper, Market Repo (CROMS), TREPS (CBLO) Lending, Equity & Preference Shares

 

Deliverable Outcomes:

  • Security set-up, Deal creation and monitoring for various types of Investments and Securities – covering the entire Investment lifecycle

  • Daily/Monthly MTM Valuation – via integration with FS DataBridge

  • Analytical and Dashboard reports to monitor investment performance / ROI

  • Accounting Integration, Integration with Cash Flow Planning

  • Income-tax reporting on Capital Gains / parallel valuation

  • Report Bank with 50+ Reports

Investments & Loans
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Forex & Derivatives

Components: 

  • FX & Options trading, including enhancements for high-volume ops

  • Put-Call Options (with various strategies), NDOs, NDFs, Swaps etc

  • FX Loans / ECBs, FX Bonds, Interest Rate/ Cross-currency Swaps

  • Hedge Management & Accounting

 

Areas covered:

Various types of FX blotters, FO-MO-BO operations, all market instruments, all types of derivative & hedging instruments covering interest rate risk, currency risk, price risk etc

 

Deliverable Outcomes:

  • Entire deal lifecycle covering FX deals as well as vanilla and complex derivatives

  • Effective Monitoring, Risk Management, Limits and segregation of duties

  • Compliance with Hedge Management & Accounting standards

  • Valuation, MTM and straight-through accounting

  • Multiple reports to manage & hedge exposures, using market instruments

FX & Derivatives
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Finance &
Cash Management

Components:

  • Financial Accounting & Controlling (FICO)

  • Regulatory & MIS Reporting

  • Cash Flow Planning, Forecasting & Reporting

  • Bank Connectivity, Host-to-Host Integration etc

 

Areas covered:

  • Financial accounting & reporting, tax compliance, Regulatory & MIS Reporting, Liquidity Planning, Cash Flow forecasting and monitoring, integration with Banking partners

 

Deliverable Outcomes:

  • Baseline FICO system in SAP with all standard accounting & reporting functionality

  • Indirect Tax (VAT/GST) and Direct tax (WHT, TDS) compliance

  • MIS Reporting covering Cost & Profitability planning and reporting

  • Effective management of cash flows for Short term (1-7 days), Medium term (7-90 days) and Long term (90-365 days) Cash Planning & Forecasting 

  • Liquidity management solutions integrated with Treasury Investments (for surpluses) and Borrowings (for CC/WCDL draw-downs)  

  • Enterprise-wide cash visibility with Bank Balance reports across banks, locations or enterprises

  • Improved operational efficiency including Host2Host, Payment Batching and Signatory Authorizations

Finance & Cash Management
Approach
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  • IMPLEMENTATION

  • SUPPORT

Our approach and methodology built upon ‘platform based solutions’ ensures that the most important business processes, solutions, and services are first set-up on a flexible, robust, and scalable basis, to allow our customers to quickly reap benefits from deployment of our solutions.

 

This platform can then be enhanced and new add-ons and solutions deployed over time as per changes in market / regulatory requirements, or as per  requirements of our customers.

 

Engagements are largely driven by ‘solution architects’ and ‘centres of excellence’, ably supported by a ‘COE Delivery Matrix’ that has put together some of the most complex and largest deployments of solutions and services, in the world of SAP Financials, Treasury and Risk Management.

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Implementation and Support follows the SIGNAL ONE methodology.

APPROACH

Platform Based Approach

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Add-on

Add-on

Add-on

Add-on

Add-on

Add-on

Add-on

Add-on

Borrowings
& Trade Finance

Investments & Loans

Forex &
Derivatives

Finance & Cash Management

Set-up base functionality-

prioritized requirements in

Phase 1; start using the platform

bite only what you can chew

Build & grow the platform

addressing new business

requirements & converting

expenditure into a valuable

asset over time

3

2

IMPLEMENTATION

1

Set-up with a 3-5 year

horizon: build scalability 

robustness, responsiveness

SIGNAL ONE

Fourth Signal executes projects through a time-bound and phase-wise deployment on a base platform with rich in-built functionalities, and frameworks for add-ons and enhancements, while incorporating all industry-focused standards, and best in-class business practices.

 

Phase 1: Design

  • Walk-through of solution for various business processes on the system

  • Identification of Delta customer-specific changes and enhancements 

  • Elimination of paper-based discussions – see your solution on your Dev server

  • Business Blueprint finalisation & sign-off

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Phase 2: Build 

  • Finalise UAT Plan, Master Data & Market Data as per BBP  

  • Technical development – customer specific reports & interfaces

  • Conduct UAT workshops - includes system training for core team and key users

  • UAT finalization & sign-off

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Phase 3: Deploy

  • Move finalised solution to Production server 

  • Plan and execute Data migration

  • Set up user Roles & Authorizations

  • Solution readiness check & Go Live 

  • Post go-live Hyper-Care – user handholding and granular system surveillance

IMPLEMENTATION

Fourth Signal works in a spirit of collaboration with our customers, offering them long-term warranties and multi-year engagements, with unequivocal support in effective and efficient streamlining of business operations / management for Finance and Treasury.

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Incident/Defect Management

  • SLA-driven issue resolution & turn-around times (TAT)

  • Troubleshooting / solving functionality issues 

  • Root Cause Analysis and Improvements 

  • Assistance in regulatory compliance and month/year closing

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Change Requests - Minor 

  • Configuration and minor enhancements 

  • Master Data set up and reporting

  • Transparent categorization of changes (< 15 man-days)

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Change Requests – Major

  • Changes / enhancements in existing application

  • Includes new features & functionality like new products, new reports etc to respond changes in market (external) & business (internal) dynamics

  • Transparent categorization of changes (> 15 man-days)

  • Transparent costing framework for executing changes enabling rapid deployment of new functionality

SUPPORT

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  • FS DATABRIDGE

  • FS NXT

Fourth Signal’s cloud-based web applications,

FS DataBridge and FS NXT, seamlessly integrated with SAP, provide a platform for financial market data aggregation and analytics, including the provision to develop customised applications and fill certain data gaps.

CLOUD BASED APPLICATIONS

Cloud Based Applications

A market data aggregation & analytical platform fully integrated with SAP Treasury systems
Offers unidirectional data flow – from FS DataBridge to SAP

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Features

  • Seamless access to external market data from within the SAP system

  • Wide range of data available, customized to user requirements

  • Basic analytics available in FS DataBridge, customer specific analytics available in our sister-platform FS Nxt

  • Current data sets include a wide range of India-specific data including FX Rates, Interest Rate Benchmarks, MCLR Rates, MF NAVs and underlying Portfolios

 

Outcomes

  • Flexible & robust reporting & MIS – marrying customer-specific SAP data with Market Data

  • Mutual Fund Analytics – manage risk by evaluating underlying portfolios of MF Debt Schemes (ISIN-wise, with Ratings)

  • MCLR Analytics - all bank rates at a glance, with comparatives for different tenors

  • Seamless MTM – daily (without accounting) and monthly (with accounting)

FS DATABRIDGE

Cloud Platform fully integrated with SAP Treasury systems, with powerful features & functionalities not available in the standard SAP system
Offers seamless 2-way data flow between SAP & FS NxT – and acts as an extension of your SAP Treasury solution

 

Features

  • Various customer-specific applications & extensions which are bolted-on to support& enhance core Treasury processes running on SAP

  • Added flexibility in overall solution, leveraging the power of the cloud 

  • Reduced footprint of custom development in your SAP platform – several ready-to-use features available at no additional cost to Fourth Signal customers

 

Some of our existing Ready-to-use applications are as follows​

  • CC Bank Statement Converter - upload bank statements to directly create CC transaction on SAP

  • CP and NCD documentation – compliance-related forms and letters

  • MF Reporting - Portfolio Reporting and risk management

  • Planning & Forecasting – including projected cost of borrowings, ROI on investments etc customized with customer-specific data sets

  • Portfolio reporting with latest market data – create graphical charts n PDFs as per data given

  • Covenant Management – tracking & monitoring various Financial & non-financial covenants of bank borrowings

FS NXT

FS DATABRIDGE & FS NXT
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